- Student Debt Is Going to Be A Huge Problem for Millennial Marriages
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- Dating with student loan debt? : StudentLoans
Mods will be vigilant in ensuring personal opinion doesn't cloud the facts. While every attempt will be made by the mods to ensure the information provided and opinions voiced will be relevant and accurate, you should ALWAYS read the fine print for any loan you are considering. Here's the most important bit - you should never have to pay for help with your student loans.
There isn't a person or entity on the planet that can get you a better deal, or access to a benefit or program, that you can't get yourself, for free, by working directly through your loan holder. Dating with student loan debt?
I've been divorced for over a year now and I plan to start dating again this year I know the important thing is that I'm paying it off, but is this something I should worry about before dating? By the time my k loans came up, it was almost a joking point. Finances like that aren't going to shouldn't really come up until you're pretty close.
If someone is shallow enough to reject you because of student loan debt, why would you want to date them anyway? I wouldn't want to, obviously. My concern really is if that's something I should expect to happen when I start dating. I think I'm trying to figure out if I should just pay off my debt before I commit to another relationship. It just doesn't matter.
It's a non issue until marriage probably seems imminent. Even then, I don't think anyone will care if they really liked you. Pay it off at whatever rate you are comfortable with. Well maybe after a few days I haven't dated in almost a decade. I'm not sure what to expect. If it gets to the point where that's relevant, you can cross that bridge then. Your finances are your business. I went through something similar a couple years ago - I too got divorced and started dating again.
Early on my boyfriend vaguely knew that I had loans, but it wasn't until we got serious that we discussed it in detail like, about the time we wanted to move in together and needed to divvy up our finances.
Student Debt Is Going to Be A Huge Problem for Millennial Marriages
I wasn't rejected, but it definitely has a negative impact on our relationship now - he is acutely aware of the fact that I hold him back from meeting financial goals that he wants, and I'm not able to chip in as much as I'd like on extras like vacations. I try to mitigate that by being very open with him about my finances. I give him frequent updates on my progress with paying them off and by staying super responsible financially.
That being said, we are very happy together. So should you worry about it? IMO yes, especially if the loans are for a significant amount and it's going to be a long time before you pay them off; but NOT until your relationship is getting serious it's none of the other person's business until that point.
So i think I'm on the opposite end of this. I graduated with nearly 34k in loans may of I didn't feel financially stable with a yearly income of 18k. So how can i provide for a partner if i can't provide for myself. So i got really dedicated to paying off my loans once i got a better job. Went from 34k down to 27k by November which felt great. But then life is odd and i meet a great girl and we start talking. At first it was nice going out and having someone who cared about me. But honestly i still worried about my debt.
Turns out this great girl didn't really have much going on for her. She had no job or papers. She didn't have any ambitions after highschool so she stayed doing nothing for 5 years.
When she asked me what my goals were i told her to pay off my loans by the time i turn She told me she wanted to be married and have a place of our own. In hindsight this should have been when i left but i kept at it for another month. I broke up with her because of MY loans.
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Because i didn't feel like going into a relationship with such burdens is fair. However, when it came to paying down the loan faster, my deal with my partner is that he needed to pick up part-time work to do that. I felt like he needed the experience in working on paying off loans faster on his own. While we feel jointly responsible for the loan payments, he has a lot of pride in watching the number shrink.
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Also, I should note that because federal student loans attach to the student alone they are not marital property , I refused to refinance the loans in a way that would attach to me. My husband and I both have a big chunk of student loan debt and we pay our own loans separately. We still kind of operate as two individuals who split the joint expenses. Also our other financial goals are taking precedence over our student loans, like saving for retirement and for a house. I would like to see us prioritize paying them off or paying them down significantly in the near future. Today student loans are a non-issue in our marriage: My uber responsible loan-paying self had a meltdown in a public place when I found this all out, but to his immense credit, he quietly sorted it all out, hustled the money up from somewhere, AND still paid for his half of the vacation.
Student loan debt was something that happened for us before we even realized the extent of its ramifications. We now have a ton of it, and no real clue when or if it will ever be paid off. Our student loan debt even kind of feels like pretend debt, the same way it felt like pretend money when we first received it.
Dating with student loan debt? : StudentLoans
Because massive debt starts a ripple. What happens when you add two six-figure repayments to that mix? Do you or your partner have student loans? How have they impacted your relationship? She's been writing stories about boys, crushes, and relationships since she was old enough to form shapes into words, but received her formal training and a BS from NYU in Entertainment and Mass Media in